Category: 401(k)

What is the “rat” in Pro rata?

Your HCEs (or Highly Compensated Employees) are REALLY overpaying for their 401k plan. Many companies shift deductible plan expenses to their best employees without realizing it. Almost all company sponsored 401(k) plans bill the non-fund, non-management fees to the participants

Save up to 25% on your 401(k) without changing your plan

The participants of your 401k plan may be able to save as much 25% of the current annual costs. Here is how this can happen. Recent changes in 401k reporting have benefited plan sponsors but you may not be aware

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